How to pay for LASIK eye surgery - SightMD Skip to main content

September 02, 2022

By: Jeffrey Martin, MD

How to pay for LASIK eye surgery

A jar with change falling out of it

If you are getting LASIK eye surgery, you want to opt for an experienced laser eye surgeon with great reviews and recommendations. This could mean that you’ll be out roughly $3,000 per eye depending on the severity of your vision problems. If you are already sold on the value of LASIK, now it’s just a matter of getting these funds together.

Is LASIK eye surgery worth the cost?

If you already pay for glasses or contacts, you can pay for LASIK! That may sound crazy, but is it true and worth considering since on average a person spends $500 every year on glasses, contacts, and the various accessories that go with eyewear? This number adds up quickly and gets a lot higher if you have repairs or replacements that you need.

Can you use financing to pay for LASIK?

If approved, you can use financing options offered at SightMD for LASIK or other vision correction procedures and eye care treatments. If approved, you can pay for the care you need immediately. You can also use these options again and again to pay for other health, wellness and vision care needs.

How can I Apply for LASIK Financing through CareCredit?

CareCredit® is a program available through the financial arm of General Electric that provides financing for elective medical procedures. The program allows patients to undergo laser eye treatment immediately, and then make monthly payments that won’t weigh heavy on their wallets. Depending on your credit, you may even qualify for one of the program’s interest-free payment plans. Extended payment plans are also available at competitive rates. To make applying more convenient, you can submit your application at one of our offices or apply online now.

How can I Apply for LASIK Financing through Alphaeon?

An Alphaeon Credit Card, offered by Comenity Capital Bank, is a simple way to pay for procedures, treatments, products, and services provided by ophthalmologists, and ophthalmologic surgeons. Pre-qualify to find out if you are likely to be approved and for how much with no impact to your credit score.* If you pre-qualify, simply select continue to complete the full application or ask your doctor’s office for help.

Other Ways to Pay for LASIK

Many U.S. employees have an FSA, HSA or HRA to cover health expenses with income-tax-free accounts. The cost of LASIK eye surgery is an eligible expense for all these accounts. If you know you want LASIK but are concerned about up-front cost, assess your contributions during your employer’s open-enrollment window and consider increasing your savings so you can afford the procedure next year.

Will Insurance Pay for LASIK Eye Surgery?

Vision insurance usually doesn’t cover the cost of LASIK eye surgery since it is an elective procedure. Although insurance does not often cover the cost of LASIK, certain people may be able to get their laser eye surgery covered due to special circumstances. Some insurance companies may cover LASIK if certain criteria are met, for instance a patient is unable to wear glasses or contacts due to a physical limitation. People with certain safety requirements (police or firefighters) or medical conditions—such as contact lens intolerance, severe dry eyes or severe allergies—might qualify for insurance-covered LASIK. Either of these conditions can make wearing glasses and contacts dangerous or impossible, leading to a need for LASIK. The conditions must be documented, and there must be a good-faith effort to use contacts and glasses. Even then, an insurance company might not view LASIK as medically necessary.

Ready to say goodbye to contact lenses and glasses? Contact SightMD today to set up your LASIK consultation to see if you are a candidate for LASIK eye surgery.