Insurances We Accept

We want you to get all of the benefits you are eligible for from your health insurance coverage. Many health insurance plans require a referral from your primary care physician prior to consultation with a specialist. In addition, most plans also require preauthorization before any type of surgical procedure or laser treatment. It is your responsibility to obtain the required referral from your primary care physician. Failure to obtain a referral or preauthorization, if required, will result in your health insurance denying payment for our services. In this case you will be held financially responsible for all services obtained through our office.

If you are uncertain whether your health insurance requires a referral or preauthorization, please call your health insurance’s customer service representative or your primary care physician’s office for more details.

Our ophthalmologists and optometrists participate in most insurance plans. Below is our present participation list. Coverage varies by doctor to get more information about which insurance plans are accepted by you doctor please reach out to us directly. If your plan is not part of this list, please let us know. We will gladly review your plan with you to see if we are on panel and if not we can go over financing options with you.

insurance we accept

A

  • AAARP
  • AAARP Medicare Complete
  • Aetna (Medicare Advantage)
  • Aetna All Plans
  • AmeriHealth          
  • AVESIS
  • APWU (UHC Network)

B

  • Bankers Life & Causualty (Secondary to Medicare)
  • Blue Cross Blue Shield/Local (PPO, EPO, HMO & any out of state plans) Horizon Network
  • Blue Cross Blue Shield (RWJBarnabas -Tier1)

C

  • Champva
  • Cigna- All Plans- (Cigna Vision Thru VSP Network) 
  • CIGNA MEDICARE HEALTHSPRINGS 
  • Clover Health (Medicare Advantage)
  • Consumer Health Network PPO (CHN)

E

  • Emblem Health-GHI (QualCare)
  • Empire Plan United HealthCare
  • Empire Medicare Advantage
  • EyeMed (Not all Plans)

G

  • GEHA (EYEMED Network)
  • Genworth Trust Life (Medicare Supplement)
  • GPA - TPA (MULTIPLAN / PHCS

H

  • Hackensack-Meridian BCBS Inner Circle (Hospital Physicians)
  • Horizon BCBS Medicare Advantage 
  • Horizon BCBSNJ -Except NJ Health (tier 1 for Horizon Omnia)
  • Humana PPO Plans (QualCare)

I

  • IE Shaffer (Horizon Network-Bule Card)
  • INDECS - TPA  (MULTIPLAN / PHCS
  • Insurance Administrator of America (Cigna Network PPO Plan)
  • Insurance Design Administrators (IDA)
  • Integrity Health (Aetna Network) 

L

  • LOOMIS Company-TPA (CIGNA NETWORK)

M

  • Magnacare
  • MailHandlerns (Aetna Network) 
  • MEDICARE 
  • MEDICARE RR 
  • Mertain (Aetna Network) 
  • Monumental Life (Medicare Supplement)
  • Mutual of Omaha (Medicare Supplement)

N

  • NALC (Care Allies-CIGNA NETWORK)
  • NEIHBP (EyeMED Network) 
  • NVA

O

  • Oscar (AVESIS Network) 
  • Oxford (UHC Network)

P

  • PHCS

  • PREMIER EYECARE

Q

  • Qualcare

S

  • Secure Horizons (UHC-Medicare Advantage)
  • Spectera (UHC)

T

  • Tricare for Life (nonpar for Tricare North)

U

  • United HealthCare (UHC)
  • University Health Plan (UHC Network)
  • US Family Health Plan (USFHP) -TRICARE 
  • United HealthCare Medicare Advantage

V

  • VACCN Community Care (OPTUM-UHC NETWORK)
  • Versant Health / Davis
  • Versant Health / Superior Vision
  • VSP

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